CateRina速報

ニュース・お金・仕事・経済にまつわる2ちゃんねるまとめ

最新ブログニュース

  • 【悲報】韓国人、ゴーストオブ対馬に発狂
  • 【画像】宇崎ちゃん、明らかに高校時代のほうが可愛いwwwwww
  • グラビアアイドルのおっぱいを後ろから揉みしだいてる男の正体wwww
  • 【速報】中国、ガチで逝く
  • エロ怪しい風俗『中国エステ』エッチなマッサージ内容とその価格は
  • 【悲報】「MAJOR 2nd」の太鳳ちゃん、別の男に惚れてしまう! ハーレム崩壊へwwwww
  • 【悲報】東京高裁「科学的根拠は無くても有罪」
  • 【画像】生活保護受給者「私たちは本物のお寿司を食べられないんです…。こんなので我慢するしかない…
  • 【修羅場】私「目がゴロゴロするなぁ、コンタクト外すか(ベリベリッ)」→ 嫌な音がした瞬間... 他
  • 【因果応報】職場のお局に、5年間イジメられていた。私「結婚するので退職します」お局(他のやつイ…
  • 中学時代Aという女に恋して告白したがチビだのガキだの罵られフラれた 俺はその後大学を出て某大手不…
  • 【あれ?】出産のため5カ月実家で過ごしていたんだけど、久しぶりに自宅に戻ったらあきらかに家の様…
  • 【コスプレ】【画像】人気コスプレイヤーえなこさん、完全に精液を搾り取りにくる 他
  • 【速報】インドのドラマの演出力、ついにハリウッドを超えてしまう 他
  • 些細なことで喧嘩しちゃって 意地張って「もう別れよう」って言ってそのまま連絡しなかった。
  • 【マジかよ…】今日の東京、ガチのマジでヤバい・・・・・
  • 【画像】学校さん、とんでもない理由でツーブロックを禁止にしてしまうwwwwwwww
  • 筋トレ始めたんだけどタンパク質の摂取が難しすぎるwwwwwww
  • 【急募】個人でやってる小さいレストランをワイなりに客として支援する方法
  • 【集英社】 「鬼滅の刃」でおなじみのデザインを集英社が商標出願! 炭治郎や禰豆子、義勇など羽織の…
  • この下着めっちゃ欲しくて草

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  • 大坂なおみ「彼氏が他人の敷地内でBLMデモをしたら不法侵入で逮捕された。警察は狂ってる」
  • これは使える!元CIA諜報員が教える「誠実な人」を見抜く「1つの質問」
  • 【画像】女さん「世の中には左右が分からない左右盲と言うものがあります。漫画にしたので理解して下…
  • 【画像】こういうふた昔前くらいのアニメヒロインにありがちな髪型これなんていうのwww
  • 【画像】唐揚げ定食900円頼んだらでかすぎてワロタwww
  • 友1「ク●ニとかマジ無理www」友2「わかるwwwまじ汚えwww」俺「えっ、、」
  • 日本「ハ陽湖決壊氾濫!」メディア「ハ陽湖の水位上昇は危険!」長江下流「支流少ないぞ」ハ陽湖「最…

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車の任意保険が8%値下げ!🚙✨💸

   

1.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [CN]
投稿日:NG NG.net


2017年4月より、自動車に義務化されている自賠責保険の保険料が下がっている(平均6.9%)。
これは単純に保険料による収支が黒字になっているからで、要は支払いが減っている(支払いが発生するような事故が減っている)ということだ。

実際、2016年上半期の交通事故データ(警察庁調べ)を見ると、交通事故全体の発生件数は23万8205件と前年比マイナス9.4%と大幅に減っている。
当然ながら、死亡事故(同マイナス4.6%)も減っているし、死亡者(マイナス3.4%)、負傷者(マイナス9.5%)も少なくなっている。

 このように全体として事故が減っているのであれば、任意保険も下がって然るべきと考えられる。
そして、2018年より任意保険料も下がることが確定している。
任意保険料の基準となる『自動車保険・参考純率』の改定はすでに金融庁に報告済み。

その参考純率は、なんと8.0%も下がっているのだ。
保険料については、個々の保険会社が決定するものであり、さまざまな要素も絡んでくるので、
きれいに8.0%で横並びに下がるとは言い切れないが、実感できるレベルで自動車保険が下がるのは間違いない。

 その理由について、自動車保険の参考純率を算出する損害保険料率算出機構は『保険金の支払いが減っている』とアナウンスしている。
保険の仕組みを考えれば当然だが、事故が減り、被害が軽減されれば、保険金の支払いは減り、保険料も下がるというわけだ。

自動車の任意保険料 2018年より下がることが確定
http://news.livedoor.com/article/detail/13374743/

2.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [ニダ]sage
投稿日:2017/07/23(日) 20:22:20.40 ID:J/g5+QGS0.net

月10000円できつい(´ω`)

3.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ヌコ]
投稿日:2017/07/23(日) 20:22:51.29 ID:ZUGMYnlf0.net

>>2
ぇぇぇぇ

4.名前:名無しさん@涙目です。(東京都)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:22:52.17 ID:6cdhIVhe0.net

これ安倍どうぬるぽ

5.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ヌコ]
投稿日:2017/07/23(日) 20:23:11.38 ID:ZUGMYnlf0.net

>>4
安倍関係ないガッ

6.名前:名無しさん@涙目です。(SB-iPhone)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:24:46.31 ID:dCZ0oD2r0.net

年6万くらいだっけ…?

7.名前:名無しさん@涙目です。(北海道)@\(^o^)/ [CN]sage
投稿日:2017/07/23(日) 20:25:18.77 ID:vgoWW7ix0.net

任意保険入っている人は、自賠責は無視しているんじゃない?
とりあえず払っているレベルで

8.名前:名無しさん@涙目です。(東京都)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:25:29.91 ID:Aq6DN33G0.net

自動ブレーキのおかげなん?

9.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [ニダ]
投稿日:2017/07/23(日) 20:25:35.51 ID:z8K20wr+0.net

>>2
年間3万ちょっとで車両保険付きなんだが

10.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:25:45.50 ID:tHOA1HcS0.net

>>2
俺は20等級だけど、年間で17000円ほどだぞ
ゴールド免許なら13000円くらいだった

11.名前:名無しさん@涙目です。(庭)@\(^o^)/ [RO]
投稿日:2017/07/23(日) 20:26:53.93 ID:wLV/WXYE0.net

対人対仏無制限車両保険なし4万だわ

スポンサーリンク

12.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:27:00.49 ID:tHOA1HcS0.net

12年目の車だから車両保険は付けてない
ネット通販型にしてない奴って、何かメリットあるの?

13.名前:名無しさん@涙目です。(dion軍)@\(^o^)/ [DE]sage
投稿日:2017/07/23(日) 20:28:02.52 ID:Qt+Pzx7H0.net

>>7
自賠責は強制で車検とセットだから未加入は未車検だよ。

任意保険は自賠責で払えない分をカバーするもの。
自賠責は物損に一円も出ないからね。

14.名前:名無しさん@涙目です。(東京都)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:28:29.37 ID:MUpLC7WV0.net

>>11
対仏www

15.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [ニダ]sage
投稿日:2017/07/23(日) 20:29:05.47 ID:J/g5+QGS0.net

等級高いやつ羨ましいわ
チューリッヒやソニーなら年6万ぐらいらしいから来年移ろうか検討してる

16.名前:名無しさん@涙目です。(静岡県)@\(^o^)/ [KR]
投稿日:2017/07/23(日) 20:29:16.32 ID:aMWh5O4K0.net

ほうほうコレは素直にありがたい話だ。
事のついでに内容見直そうかしらん。

17.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ニダ]
投稿日:2017/07/23(日) 20:29:22.07 ID:7BO3j7ok0.net

新規一万円引きがデフォルトだから
毎年会社変えてるわ

18.名前:名無しさん@涙目です。(dion軍)@\(^o^)/ [DE]sage
投稿日:2017/07/23(日) 20:29:35.29 ID:Qt+Pzx7H0.net

>>12
代理店の人に電話して「うまくやっといてよ」って言うと、丸く収まる。

19.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:30:23.18 ID:DDo5fyR60.net

まず車検時に自賠責を払う
任意は車種別で変わるので事故率の低い車に乗ること
プリウスとか車格の割にアホみたいに高くて草

20.名前:名無しさん@涙目です。(岩手県)@\(^o^)/ [RU]sage
投稿日:2017/07/23(日) 20:30:27.40 ID:XvnAYYtW0.net

>>2
20代前半とか?
アホみてーに高えよな

21.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:30:42.98 ID:Dwg1uMJ60.net

SBI損保にしろよ
年15000円くらいだぞおれ

22.名前:名無しさん@涙目です。(茸)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:31:07.53 ID:Ry7QZb5E0.net

20そこそこの時にインプレッサ乗ってた時は年間13万とか保険料ヤバかったわ
シルビアあたりはもっと高いんだろうな

23.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:31:17.45 ID:DDo5fyR60.net

>>21
無制限じゃないんだろ

24.名前:名無しさん@涙目です。(宮城県)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:31:33.43 ID:amaXQZah0.net

昔に比べて死亡事故半分なんだから
半額にしろよ

25.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:31:34.59 ID:Dwg1uMJ60.net

無制限だよ
車両保険は入ってないけど

26.名前:名無しさん@涙目です。(dion軍)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:31:56.46 ID:iGOqLd520.net

やっぱハイブリッドに乗り換えるべきかしら…
GTR R34だけど旦那が禿げて来ててカッコ悪くてムリ

27.名前:名無しさん@涙目です。(兵庫県)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:32:21.70 ID:M2/2DqMC0.net

ガソリン代と駐車上代と車検代と税金が10分の1になったら買ってやってもいい

28.名前:名無しさん@涙目です。(宮城県)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:32:38.84 ID:amaXQZah0.net

20等級で10万円程度だな

29.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:32:50.34 ID:Dwg1uMJ60.net

ネットで見積もりとれよ
1000円分の図書カードとかマックカード貰えるぞ

30.名前:名無しさん@涙目です。(芋)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:32:53.59 ID:jsnHoau40.net

今は三年間考慮する保険だろ
使ったらかなかなか下がらない
応分負担なら当たり前といえば当たり前だけど

31.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:33:25.62 ID:tHOA1HcS0.net

>>17
俺が見積もりすると、どこの通販型も変わらなくて、結局継続契約してる

32.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:34:29.53 ID:tHOA1HcS0.net

>>21
俺もそこだわ

33.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ヌコ]
投稿日:2017/07/23(日) 20:35:20.18 ID:ZUGMYnlf0.net

>>11
こんなんでクソw

34.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ヌコ]
投稿日:2017/07/23(日) 20:36:25.13 ID:ZUGMYnlf0.net

>>21
私のSBIは4万です

35.名前:名無しさん@涙目です。(dion軍)@\(^o^)/ [ニダ]sage
投稿日:2017/07/23(日) 20:36:57.80 ID:87418E3j0.net

意地でも車買わんわ

36.名前:名無しさん@涙目です。(茸)@\(^o^)/ [ヌコ]
投稿日:2017/07/23(日) 20:37:40.33 ID:ZUGMYnlf0.net

>>26
禿は関係ないやろ(´・ω・`)

37.名前:名無しさん@涙目です。(福井県)@\(^o^)/ [CA]
投稿日:2017/07/23(日) 20:39:43.63 ID:qpqQXeVh0.net

>>12
逆にネットにするなら、入らなくていいだろ。
東京住まいならともかく、あれこそもう、お守りレベルじゃん。

38.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:39:56.13 ID:c6orsF2X0.net

任意保険義務付けろよ
誰か困るのか?

39.名前:名無しさん@涙目です。(宮城県)@\(^o^)/ [ZA]sage
投稿日:2017/07/23(日) 20:40:01.41 ID:kMKPbaED0.net

弁護士特約入ってる馬鹿って本当にいるの?
まず事故起こす確率低いのにそこから弁護士必要な状況ってどんだけだよ

40.名前:名無しさん@涙目です。(富山県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:40:57.56 ID:hmgtiVOX0.net

>>23
SBIでプリウス ゴールド 15等級ぐらい
無制限で18000だった気がする

41.名前:名無しさん@涙目です。(家)@\(^o^)/ [ニダ]sage
投稿日:2017/07/23(日) 20:41:03.93 ID:NOv4VHEi0.net

みんな安全運転になっとるんやろ?ええことやん

42.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [CN]sage
投稿日:2017/07/23(日) 20:41:38.53 ID:pR0BJkim0.net

自動運転になったら保険やどうするんだろうな。

43.名前:名無しさん@涙目です。(福島県)@\(^o^)/ [GB]
投稿日:2017/07/23(日) 20:41:57.56 ID:3fuZ4als0.net

そもそも任意に入った時点で自賠責は解約できる制度にしろ

44.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:42:04.90 ID:92B80qPV0.net

>>2
若いときは高いよね
かといって事故ったりぶつけたりしたとき車両入ってないと悲惨だしな

45.名前:名無しさん@涙目です。(愛知県)@\(^o^)/ [ニダ]
投稿日:2017/07/23(日) 20:42:36.77 ID:aIXmaqFx0.net

>>41
衝突安全装置のおかげで追突事故が激減している

46.名前:名無しさん@涙目です。(やわらか銀行)@\(^o^)/ [CN]
投稿日:2017/07/23(日) 20:43:47.05 ID:XmF4p94q0.net

弁護士特約は自分に過失がなかった時に便利だぞ。
あと、相手がアタマのおかしいヤツだった時も。

47.名前:名無しさん@涙目です。(茸)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:44:44.80 ID:Ry7QZb5E0.net

>>39
それを言ったら対物無制限だって必要になる場合は限られるぞ
1000万で大体カバーできる

48.名前:名無しさん@涙目です。(新疆ウイグル自治区)@\(^o^)/ [ニダ]
投稿日:2017/07/23(日) 20:45:20.66 ID:8TSCiQAe0.net

自賠責も安くなってるな

49.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [IE]sage
投稿日:2017/07/23(日) 20:45:33.91 ID:9UXDCdRR0.net

距離制の導入で去年と比べて一万以上上がったわけだが…

50.名前:名無しさん@涙目です。(大阪府)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:46:21.26 ID:7+i2XxB40.net

都心に住んでると車体を除く車検任意ガソリン駐車場防犯諸々で百万は軽く飛ぶ

51.名前:名無しさん@涙目です。(宮城県)@\(^o^)/ [ZA]sage
投稿日:2017/07/23(日) 20:49:09.18 ID:kMKPbaED0.net

>>47
対物無制限は万一に払えないから入るんだよ
弁護士費用なんて頼んだら自分で払えばいい

52.名前:名無しさん@涙目です。(catv?)@\(^o^)/ [US]
投稿日:2017/07/23(日) 20:49:59.69 ID:c6orsF2X0.net

>>50
駐車場50万
保険8万
車検5万
ガソリン20万
税金7万
冬タイヤ5万
洗車3万
メンテ2万

確かにほぼ100飛ぶな

53.名前:名無しさん@涙目です。(茸)@\(^o^)/ [US]sage
投稿日:2017/07/23(日) 20:51:05.53 ID:A/IKd0S40.net

8%下げてもぼろ儲け
なんせ強制加入だからな

54.名前:名無しさん@涙目です。(埼玉県)@\(^o^)/ [FR]
投稿日:2017/07/23(日) 20:51:33.07 ID:tHOA1HcS0.net

任意非加入で賠償する金が無かったらどうなるの?

55.名前:名無しさん@涙目です。(秋)@\(^o^)/ [DK]
投稿日:2017/07/23(日) 20:51:39.33 ID:2zn6HnTw0.net

自賠責と勘違いしてない?

56.名前:名無しさん@涙目です。(dion軍)@\(^o^)/ [JP]sage
投稿日:2017/07/23(日) 20:55:02.39 ID:cTqjovY10.net

弁護士特約はつけておいた方が良いぞ。
嫁が自転車で車に引かれたとき
それで
助かったから。
相手側の保線屋は如何に払わないか、で詰めてくるぞ。
20万提示から
弁護士雇って
特約で持ち出し無し
150万になったから。

57.名前:名無しさん@涙目です。(秋)@\(^o^)/ [DK]
投稿日:2017/07/23(日) 20:59:35.56 ID:2zn6HnTw0.net

弁護士特約は何かあったときの相手がめんどくさい場合に交渉が圧倒的に有利になる
もめて調停まで行くようなときでも、相手が特約付けててこっちが特約ないとほぼ負け戦さ

58.名前:名無しさん@涙目です。(茸)@\(^o^)/ [IT]
投稿日:2017/07/23(日) 21:01:16.19 ID:aswE+W++0.net

月1万8千なり
たけー

59.名前:名無しさん@涙目です。(庭)@\(^o^)/ [ニダ]sage
投稿日:2017/07/23(日) 21:03:41.00 ID:uTUE45as0.net

>>56
保線やってなに?

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